Loan Rates

Let TexasOne Community Credit Union help you into your new car. Whether you are looking for a brand new car or a used one, TexasOne Community Credit Union can help make the process easier.
All rates vary based on the model, year of the car, the length of the term, and your credit rating.
While you're shopping for your car let us help you. Auto Buying Center is TexasOne Community Credit Union's services that allow you to compare traditional and alternative financing options.
Here are just a few of our great rates and terms -

Loan Type	Rates as Low As	Term Range
Auto Loans	3.99% APR*	36 - 72 months
Home Equity Loans	5.99% APR*	60 - 240 months
Home Improvement Loans	6.74% APR*	60 - 240 months
Boat and Other Watercraft Loans	6.25% APR*	36 - 180 months
Motorcycle Loans	6.25% APR*	36 - 72 months
RV Loans	6.25% APR*	36 - 180 months
Share Secured Loans	3.50% APR* over index**	12 - 60 months
Signature Loans	11.75% APR*	24 - 60 months

*APR - Annual Percentage Rates are shown with a 0.10% discount for each of the following: checking account, MasterCard, auto payment, payment protection and membership loyalty. All discounts may not apply.
**Certain restrictions and criteria apply. Rates are subject to change without notice. Scoring qualifications are a requirement. These rates and terms are available to qualified members only; additional terms and rates may be available.
120% financing is available on most purchases for qualified buyers**. Apply online with Express Loans 24/7 or by calling our main number 713.460.1661, option 9 or toll free at 1.800.998.0978, option 9.

Members qualify for Rate Reduction of .15% with automatic transfer from your checking account on specific loans.

Members qualify for Rate Reduction of .10% with automatic transfer from savings account on specific loans.

Members receive .10% reduction if both Credit Life & Credit Disability are elected.

Members receive .10% reduction if down payment is 10% or greater on specific loans.

Maximum total rate reduction .35%

These rate reductions do not apply to special promotions.

** 3.50% over the index which is our share dividend rate. Check the Deposit Rate sheet for the current rate.

Effective 04/12/2010

Entering into a financial contract is an important decision
Click here to review a short informational presentation on several loan protection products that are available for you and your family.


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